What difficulties might I face when trying to get pet insurance for my aussiedoodle who has some vet visits? He’s one year old and I’m considering insurance as a safety net. He’s had a few check-ups for his puppy shots and some wellness issues. I called the vet twice about him vomiting and having bloody poop, but it turned out to be something he ate. Would that count as a preexisting condition for insurance?
Yes, any issues noted in his medical records will likely be considered preexisting conditions, so they probably won’t be covered. Most gastrointestinal symptoms would fall into that category too. Some companies might cover a previously cured condition after a waiting period, like ASPCA and Lemonade, but this varies by state. Embrace and Fetch might also be options. Just keep in mind that “cured” means there are no symptoms or treatments during that waiting time.
That’s really frustrating! I mean, most dogs eat something that doesn’t sit well with them at least once. I guess I won’t be getting insurance for him then
Yeah, it’s usually best to get pet insurance as early as possible to cover everything throughout their lives. New symptoms will still be covered, which is something to think about since cancer affects 50% of dogs over 10. Australian Shepherds often have joint problems and epilepsy, and Doodles can be prone to heart and joint issues too. It might be worth getting a quote to see what other coverage options are available.
Everything noted in his medical history will definitely be considered by the insurance company you choose. It might be a good idea to reach out to the insurance provider you think offers the best coverage and ask them if they’ll classify this as a preexisting condition.
Nah, it’s just a scam. Don’t waste your money on this.